Bernandho A, Maithy SP. PENGARUH NON-PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP KINERJA KEUANGAN 11 PERBANKAN DI BEI PERIODE TAHUN 2021-2023. Neraca [Internet]. 2025 May 24 [cited 2026 Apr. 17];3(6):102-11. Available from: https://www.jurnal2.kolibi.id/index.php/neraca/article/view/1032